Car Accident Compensation

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By Cai Bradley

on Friday 1 December 2017

car crash damage

Whether you have been involved in a car accident, or any incident involving a car, bus, bicycle, or any type of vehicle, you could be entitled to a compensation payout in order to cover any injuries, damages and expenses.

We are here to walk you through the process and give you all the information you need in order to get the best road traffic accident compensation for your specific situation.

Steps to Take After a Road Traffic Incident

Car Accident Compensation Process

What Does Compensation Pay For?

How Long Does Car Accident Compensation Take?

How Much Compensation Can I Get for an Injury?

Can I Make a Car Accident Claim if it was My Fault?

Compensation: The Factors Considered

Steps to Take Immediately After a Road Traffic Incident:

If you are involved in a car accident (or an incident involving any other vehicle), you are legally required to stop for the safety of everyone involved, regardless of whether you are injured or not.

Call the Emergency Services

You should call the emergency services immediately, whether you need the ambulance for injuries or whether the police need to divert traffic.

It is legally required that you alert the police of a car accident within 24 hours of it happening, but they will also be able to gauge an idea of who is liable, which may help your claim later on.

Gather Information

Once you know no one is fatally or severely injured, you should exchange information. This information includes the name, address, contact details and insurance information of the other party involved.

You should record the time and date, and photographs of the scene will help validate your claim, providing hard evidence for the case.

Whilst still at the scene, you should ask eye witnesses for their contact details, and if they are unwilling, it is always worth noting down their account of what happened.

It is also important to make a note of the car’s make, model and colour, so that the vehicle can be easily traced.

Seek Medical Advice

Once you leave the scene, assuming that the accident is not severe enough to require an ambulance, you should seek medical advice as soon as possible.

Whether you see a GP or go to A&E, it is important to be checked by a professional as they are able to produce official medical documents.

These documents can be used as evidence to justify your personal injury compensation, so be sure to receive a copy of these records.

Keep All Receipts and Documentation

Ensure that you keep receipts of all costs and expenses, as these can be claimed back but require evidence.

The process should run smoothly if you do most (if not all) of the steps outlined above, just be sure to provide the most accurate information possible.

We understand that circumstances do not always allow all of these steps, but there should be someone at the scene who can take some information, whether it is a witness or an emergency responder.

You will then be ready to begin your car accident compensation claim procedure by making the call to us at Non Fault Claims. By claiming through us, we can help try to avoid you losing your no claims bonus and excess. We’re also able to help with a replacement vehicle if you need one straight away!

The Car Accident Compensation Process

You must begin the claim process within three years of the accident, and you are required to be 18-years-old or over. If you are younger than 18-years-old, someone else (a family member or even friend) may act on your behalf to make the claim.

Our personal injury and car accident lawyers will be able to assess the situation and determine who is liable for the incident, so you will need your documentation in order to help give an accurate account of what happened.

Once they can confirm whether or not the case can go any further, they will take over from there, contacting the third-party insurance company in order to inform them of the claim made against them.

There is likely to be some negotiation until a settlement is agreed, which is paid through the third-party insurer should your claim be successful. 

If you did not manage to exchange information with the negligent party and they cannot be traced, the claim can still be made through the Motor Insurers Bureau (MIB). This is useful for victims of hit-and-runs and the like. We can also help with this.

Our solicitors work on a No Win No Fee basis, meaning that if your claim is not successful, you won’t have to pay anything. If we do help win your case, then there will be a fee taken from the compensation amount (currently set at 25%) – meaning that you do not have to pay a penny from your own pocket.

What Does Car Accident Compensation Pay For?

Car accident claims in the UK generally cover for out-of-pocket expenses and “Pain and Suffering”.

What is “Pain And Suffering”?

Most claims involve some sort of “Pain and Suffering” payout as well as the out-of-pocket expenses.

“Pain and Suffering” refers to the physical and psychological strain caused by the incident and subsequent injuries.

For example, if a driver’s leg is broken during a crash, they will be compensated for the pain endured during the accident, the discomfort following the accident and any emotional suffering experienced as a result of the incident.

Out-of-pocket Expenses

Along with “Pain and Suffering”, out-of-pocket expenses can also be claimed by the involved party.

These expenses refer to any costs that the party has had to deal with as a result of the incident.

These include:

  • Travel expenses: taxis to medical appointments, costs due to the loss of the vehicle

  • Medical expenses: treatments, therapy, care at home, medication

  • Vehicle costs: the price of replacing or repairing the involved car

  • Mobility aids: wheelchairs, walking frames

  • Modifications to your home: a wheelchair ramp, stairs mobility aids

  • Loss of earnings: from being unable to work due to the incident

Any losses of earnings due to being unable to work as a result of the incident can affect a party’s life hugely, so it is critical to claim back any wages missed out on.

In order to claim back these out-of-pocket expenses, it is important that you keep receipts of costs as well as any medical bills as evidence to verify your claim.

How Long Does Car Accident Compensation Take?

As you may expect, the length of time that car accident claims take can vary significantly with each case.

All claims are different and depending on the severity and complexity of the accident, the settlement could take anywhere from a few months to several years.

At Non Fault Claims, our lawyers work hard to get you the compensation you deserve, as efficiently as possible. Simply contact us using the number below, or fill in our contact form and we’ll contact you at a convenient time – we’re happy to help answer any questions you may have, at no obligation!

How Much Compensation Can I Get for a Car Accident Injury?

When you are injured in an incident involving a vehicle, you could be entitled to a personal injury claim.

Giving an average sum for the settlement of a car crash is difficult because each case varies so much, but we are able to provide a comprehensive guide to all injuries and their compensation in accordance with the rate of severity. 

Our personal injury payout amounts guide can provide you with all of this information, covering everything from minor to severe injuries. Please note that these are just guidelines, and your payout could end up falling outside these ranges.

How Much Compensation Can I Get For Soft Tissue Injuries?

Minor soft tissue injuries relating to the back can be worth anything up to £9,970, with minor soft tissue neck injuries reaching around £6,290.

If recovery of a minor soft tissue back injury takes between three months and two years, the claim can be worth £1,950-£6,290.

What is a Fair Payout for Whiplash After a Car Accident?

The average whiplash payout is £300-£1,950 for injuries that take up to three months to recover.

The amount you can receive for whiplash can change significantly depending on the severity of the injury and how it has impacted your personal and work life.

Can I Claim Compensation for Nerve Damage?

Claiming compensation for nerve damage following a car accident is not uncommon as it can have a huge impact on a person’s life.

Nerve damage, similarly to most injuries, can vary significantly in severity. However, one example is nerve damage in the thumb resulting in significant loss of grip – which can be worth up to £12,000 in compensation.

When the spinal cord and nerve roots are damaged, it has more serious, life-changing consequences for the individual, and can therefore be worth anything up to around £120,000.

But remember, these payout amounts are guidelines, and it all depends on your case and situation.

Can I Make a Car Accident Claim if it was My Fault?

As with most claims, each case is treated individually due to the huge amount of factors that can impact the incident.

In most situations, it will be far more difficult to make a claim if you are at fault.  However, there are some circumstances which allow you to claim.

For example, if you hit another car due to the conditions of the road, you could certainly claim.

You can also claim if you are only partly to blame, known as contributory negligence, so that you and another party share the liability.

Passenger claims are also available if you were not driving the car, whether you were in the car that caused the accident or not.

Compensation: The Factors Considered

Compensation figures vary so much because there are so many variable factors that can differ from one claim to the next.

The factors include:

  • Any injuries endured

  • Severity of the injuries

  • Time taken to recover

  • Effect on work and earnings

  • Medical, travel and other out-of-pocket expenses

  • Whether a seatbelt was worn

  • Whether a helmet was worn (bicycles & motorcycles)

Car Accident Compensation Expert Advice

Here at Non-Fault Claims, our team offer an expert’s insight into your individual car accident compensation claim.

The claims process can seem quite daunting initially but you need not worry, we are here to make your life easy!

We can guide you in the right direction and reassure you that you are getting the right compensation for your injuries and expenses.

Feel free to give us a call today or complete our short contact form and we will be in touch at a time that suits you.

0808 1454275

Non Fault Claims can help you begin your potential claim, get in touch today!

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